Mothering Corner

I know I don’t have to worry about making money for my family, but after being financial independent for a few months, I am eager to continue my current status and continue to make money for myself if possible. I know that my blogs cannot help me now, so I have to look for other alternatives.

Maybe I should really learn about investing. I am not good at this, so I need a option screener software to help me to find and analyze which shares that will bring in more profit to me. If I’m serious about this, I will find out more about  PowerOptions® and see if I can make some money from share options.

But I’m very thrifty in this matter, so let me think about this first.

The standard of living is getting higher and higher. Most families cannot survive on a single income and it’s really hard for mothers to stop working and be at home with the kids. If there is only a sole bread winner, not many families can survive.

That’s why there is always a demand for cash advance loans. If there is something unexpected, and if you ever need money, cash advance is an option to you. If you are from Montana, you can check out the loans from CheckCity.com. But if you are doubtful about now to repay the loan later, please try other options.

That’s why I have always been grateful that hubby is taking charge of the money matters and I don’t have to worry about it. If not, I should be working by now.

I only started to think about my financial after I become a mother. I was one of those lucky ones who didn’t have any financial commitment all the time. What I earned was all for myself, but I gave some part of it to my mum. Thus, I didn’t plan for my future as money was not hard to get.

But now, I have to think about my kids. Besides their insurances and savings, we should be investing for them as well. However, hubby and I haven’t decided on anything yet. If you have the money now, you can think about investing in rare coins and morgan dollars which you can get from Monaco Rare Coin. There is a great prospect in buying rare bullions, and they can be sold off when the price is good. Then the money can be used as your kid’s education fund if you want to.

Too bad I don’t have that much yet, if not I might give it a try.

I quit my job before I became a mother because I knew that no one could help me with my baby as MIL was very occupied with SIL’s children. My maid came 4 months after I had my first baby, but I couldn’t trust her with my baby. If it’s not because of the close gap between my first child and second baby, I wouldn’t ask her for help either.

Of course, sometimes I questioned myself if it’s worth it losing my financial ability. I have always been very independent and I enjoy being that way. But little that I know, I could make some money from blogging, which is something I haven’t expected. It’s going to be a year since the day I start to blog for money. I won’t say that it’s a stable income, as you know what happened recently. But still, there is a chance of making some money.

In short, just try to take this as an opportunity. It might work for you like the rest of us.

I read from The Star yesterday that everything is getting more expensive. If I would to pay for the household expenses, I will be very stressed right now as I don’t think the money I made is enough for the family. We are living in an extended family and the house is quite big. Our month expenses on utilities and food are generally double the expenses of smaller families. Even if hubby shares out with BIL, but the amount of money is still a lot.

Thus, one of the ways of generating mney is invest in options trading. By doing so, maybe the money will grow faster. However, I will probably need to get the iron condor by Condor Options. These iron condors are not like stock trading, forex, futures any others as I don’t have to monitor the market all day long as they do not need a of adjustment and Condor Options will watch the market for me. Furthermore, without the experience in trading, I am so scared of losing money! So if I would to go for this, I need help from the professionals.

I guess the other way of living in this condition is to control the spending if we are not making more money. But all the money matters is under hubby’s responsibility. I can help out but he prefers to do this on his own. So, as long as we are still living with what we are having now, I am happy with it. We are really blessed, and it’s more than enough.

I may be a big spender, but I didn’t spend much buying baby products when my kids were younger. Most of their things were being handed down by their cousins and I saved up a lot of money during the first year of their lives. The only expensive thing I bought for each of them is the car seat. Other than that, we didn’t use a lot of money.

Since expecting a baby needs a lot of money, and if you are paying with credit cards, it will be wise to get Cash Back Cards for the payments. At least you will still be able to get some cash redemption from the points collected and the cash can be used for other purposes.

So, plan your financial wisely before you have a baby. You will see that money is really needed in all aspect after a baby comes along.

My boy has been asking me to knit more tees for him. I can knit very fast if I have the time to as I finished his Winnie the Pooh tee in 5 days. However, it was really tiring. Now, I try to knit slowly while enjoying the quiet moment I have as I only knit those difficult projects which I need to refer to diagram when my kids are sleeping.

I love knitting because I enjoy the process of making something nice and personalized for my children. But buying yarns is a painful experience as they are so expensive here! Unless you want to go for those cheap yarns, which I prefer not to as my kids have sensitive skin, I only go for cotton for them. But if you really don’t have the cash, you can use your credit cards for the purchase, and only pay back the debt later. I only suggest credit cards if you have the ability to pay off your debt. Besides, you can consider getting the cards from Mint Credit Card, only if you are a UK citizen. You can check out the details from their official site.

BTW, I notice that other mothers like to do scrapbook for their children. That is something I’m still struggling on.

I don’t think marriage and parenthood is a bed of roses. If you are not getting into these with the right person, things can be really chaotic. Hubby and I have come to the decision that if we can’t find the house that both of us agree on, we won’t buy any. Getting a house means tying ourselves down with Mortgages, so we will have to think carefully about this. Furthermore, it’s not like we don’t have a place to stay right now as this house is quite spacious, even if there are so many of us living under the same roof.

But if you are looking for cheap mortgages, check out the deals from Nations Finance and Compare mortgages from one company to another before making up your mind. When it comes to money, it’s better to take the right step then rushing over it. Besides, if you have a family to support, things are not as easily said.

So, let me look for my dream house first. Hubby and I still cannot agree on any.

I have the tendency to spoil my kids on their demands like if they ask for an expensive toy, I will just get one for them. Hubby said this is too much spoiling for them and he would like me to control my shopping spree on them occasionally. I think it’s just me that can’t resist my kids’ demands and I feel happy seeing how happy they are. But I know I have to stop this spending habit now as I’m only showing them that they can get whatever they want and they might not turn out to be appreciative. Furthermore, they might turn out to be shopping monsters later when they grow up!

What if my kids have trouble controlling their spending and ended up with lots of debts? It’s very common for youngsters to declare bankruptcy due to their overwhelming credit card debt. Unless they know how to get Credit Card Debt Help or Credit Card Debt Consolidation, but most of the time they are clueless about what to do but asking money from the parents.

So, I think I will try to keep it to not more than 3 toys each per kid now. That should be good enough.

I used to have a teacher whom I think is one of the strongest person I know. I don’t mean that she’ physically strong, but she had been through a lot and she is facing her obstacles well, and still able to remain as cheerful as she is. *if you are reading this, sms me later, :)*

Her mother had an accident when she was in her teens and she lost one of her legs. What amazed me was she didn’t use a clutch but she hopped around to be mobile in the house. I’m not joking! During that time, she didn’t know anything about Structured Settlements and I don’t think she had any compensation from the party that knocked her down. She couldn’t work so she took care of other children at home as a living. She thought that she wouldn’t be able to get married, and thus she adopted my friend. Luckily, they were very positive about their lives even if they might not be rich. Her mother passed away 2 years ago due to breast cancer, she is still a happy person like she used. She’s not pretending, but trying to face her life as strong as she can be.

If her mother had a Structured Settlements last time, maybe they could get some money at times of emergency. But what is in the past is already in the past. If it’s not because of the hardship throughout the years, she will not be who she is right now.

*ok, SMS me now. LOL!*